STEP 1 Is homeownership right for you? ________ 3

STEP 2 Are you financially
ready to own a home? ______ 5

STEP 3 Financing your home ______ 10

STEP 4 Finding the right home _____ 13

STEP 5 Making an offer and closing the deal ____ 18

* After you buy

Maintaining your home and protecting
your investment _____ 21

Words to know when buying a home _____23